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Recent Articles

Dec
20
2023
The Homebuyer's Dilemma: To Wait or Act Fast in 2024?
For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the waiting game really pay off when it comes to buying your own home? Okay,...
Dec
14
2023
Navigating Second FHA Loans in California with Lux Funding
Let's unravel the mystery surrounding having two FHA loans in California. Here at Lux Funding, we're well-versed in navigating the ins and outs of mortgages in the Golden State, and this is a question that pops up more often than you'd think. So, can you have two FHA loans in California? The...
Dec
13
2023
Mortgage Insights: Today's Fed Pause and What It Means for Homebuyers
Mortgage rates often dance to the Federal Reserve's tune, and today’s news of the Fed pausing interest rate hikes could mean good things for anyone eyeing a home purchase or considering refinancing. What Does A Pause In Rate Increases Mean for You? Mortgage Rates Might...
Dec
06
2023
Don't Let Rates Ruin Your Home Dreams: 7 Sneaky Ways to Beat High Mortgage Numbers!
Eyeing that perfect house but feeling a bit flustered by the talk of high mortgage rates? Don't let those numbers scare you off just yet! Here are some nifty tricks to navigate these high rates. Think of them as your secret weapons to bag that dream home, even when rates are playing hardball...
Nov
29
2023
VA Home Loans: The Path to Achieving Homeownership Dreams
For many, the dream of owning a home stands as a pinnacle achievement, a symbol of stability, security, and a place to call one's own. Yet, for our nation's veterans, transitioning from service to civilian life and stepping into homeownership might seem daunting. Enter the VA Home Loan, a...
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